Meet Our Team

Adrian Nazari
Founder and Chief Executive Officer
Adrian is a pioneer in liabilities management. Prior to Credit Sesame, he was founder & CEO of Financial Crossing & Financial Circuit, developing liability solutions for banks. Adrian holds a BSEE, and an MBA from Stanford GSB, where he was a Sloan Fellow.
Pablo Gaito
Head of Global Growth & Chief People Officer
Pablo leads our Global Growth along with leading our People and Culture efforts as we democratize financial wellness and scale our business. Pablo is passionate about building high performing teams and he brings 20+ years of experience in people operations and general management in large scale companies like Cargill Inc., Gap Inc. and ServiceNow. He holds both a Master’s in Business Administration and a Master’s in Human and Organizational Development.
Pejman Makhfi
Chief Technical Officer
Pejman is a Silicon Valley technology veteran with more than 20 years of experience in managing engineering and data science at scale. Prior to Credit Sesame, Pejman was VP of Solutions for Savvion, CTO for FinancialCrossing, and COO at The Enterprise Network. PJ holds a B.S./M.S. degree in Computer Science from Dortmund University.
Shadi Khorashadi
General Counsel
As the General Counsel, Shadi leads the Credit Sesame legal team. She has extensive experience as an attorney for Silicon Valley tech companies, and her areas of expertise are in transactions and consumer protection. Prior to Credit Sesame, Shadi worked as an attorney at Google and was a Bridge Fellow for the Alameda County District Attorney’s Office.
Jay Moon
General Manager, Credit Business & Interim Head of Marketing
Jay will be leading our Credit based business all while managing our marketing team. He is a customer-obsessed, data-driven leader with over 12 years of experience in technology and financial services. He has held leadership roles at Digitas, SigFig, CircleUp and Jay graduated with a BA from Harvard College.
Paul Rava
VP of Finance
Paul is a strategic leader with expertise in finance, accounting, operations and resource management. Paul has an extensive background scaling various size companies. Prior to Credit Sesame, he focused in the technology and consumer markets at KPMG, followed by key executive roles at rapid growth companies. Paul graduated with honors from Loyola Marymount University and is a Certified Public Accountant.
James Brandon
SVP, Product, Customer Experience, and Data Analytics
With 20 years of experience in fintech, identity protection, and product innovation, James brings his digital product expertise to implement Credit Sesame’s vision. As our leader of product, customer experience, and design James combines his learnings from startups and multinational companies such as Wells Fargo, Equifax, and Duff & Phelps. James has a degree in business from Pepperdine University
Shazia Virji
VP of Business Development
For over 10 years, Shazia has been a growth expert for both technology and financial service companies. She built her expertise in Business Development, Marketing, and Data Analytics at top Silicon Valley FinTech companies, including and a leading wealth management firm. Shazia graduated with honors from the Haas School of Business at UC Berkeley.
Ken Singleton
Scientific Advisor
Kenneth is a financial expert and the Adams Distinguished Professor at the Graduate School of Business at Stanford University. He has published widely on credit risk, dynamic asset pricing, and financial risks and their impacts on economic decision-making.